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Core Concepts

Nopan’s platform is built on a few fundamental concepts that shape how integrations, transactions, and reporting work.
Understanding these will help you design robust payment flows and use the platform effectively.


Key Areas​

Accounts

Learn how organizations, contractual entities, and processing accounts structure your business in Nopan.

Explore account hierarchy →

Payment Lifecycle

Follow the journey of a transaction from initiation to settlement, capture, and refunds.

See lifecycle guide →

Disputes and Chargebacks

How pre-disputes escalate into chargebacks, representment and arbitration, and the webhooks sent at each step.

See dispute states →

Recurring Payments

Understand merchant-initiated vs. customer-initiated flows and how mandates are managed.

Learn about recurring →

Stored Credentials

How stored credentials and tokens enable seamless repeat transactions while staying compliant.

Explore stored credentials →